Blogs

Why Employee Cars Might be Costing You

Why Employee Cars Might be Costing You

Do your sales reps or technicians drive their own personal cars for work? This is known as the "Grey Fleet." It seems like the cheap option—you just pay a per-km allowance and don't have to worry about buying cars.
How to Clear Tax Arrears Strategically

How to Clear Tax Arrears Strategically

It happens. A slow quarter, a lost contract, or a payroll error, and suddenly you have a debt with the Australian Taxation Office (ATO).
New ABN, No Problems": Financing for Startups and New Entities

New ABN, No Problems": Financing for Startups and New Entities

There is an old banking myth: "If you haven't been in business for 2 years, you can't get a loan.
Buying a Competitor: How to Fund a Business Acquisition

Buying a Competitor: How to Fund a Business Acquisition

Organic growth is great, but it’s slow. Acquiring a competitor, a supplier, or a complementary business allows you to double your revenue overnight.
The Supply Chain Cash Crunch: Mastering Trade Finance

The Supply Chain Cash Crunch: Mastering Trade Finance

You’ve landed a massive contract with a national retailer. Congratulations! Now comes the panic. You need to manufacture or import the stock now, but your customer won’t pay you for 90 days.
Rent or Buy: The Commercial Property Dilemma in 2026

Rent or Buy: The Commercial Property Dilemma in 2026

It’s the ultimate business dream: owning your own premises. No more rent inspections, no more lease renegotiations, and the freedom to fit out the space exactly how you want.
Cybersecurity & Data Protection: The Hidden Cost of Doing Business

Cybersecurity & Data Protection: The Hidden Cost of Doing Business

If thieves broke into your warehouse and stole $100,000 of stock, you’d claim insurance and upgrade your locks. But what if a hacker locks your servers and demands a ransom?
The Electric Fleet Transition: Is 2026 the Year You Switch?

The Electric Fleet Transition: Is 2026 the Year You Switch?

For years, the "EV vs. Diesel" debate for commercial fleets was theoretical. The range wasn't there, charging was a nightmare, and viable work utes didn't exist.
Financing the Switch to Commercial Solar & Batteries

Financing the Switch to Commercial Solar & Batteries

If you run a manufacturing plant, a logistics depot, or even a large-format office, you know the pain of opening your electricity bill. While wholesale energy prices have stabilised slightly since the peaks of 2024, network charges and peak demand tariffs in 2026 remain a massive, volatile overhead for Australian businesses.
Serving Up Success: A Guide to Financing Your Next Cafe or Restaurant Fit-Out

Serving Up Success: A Guide to Financing Your Next Cafe or Restaurant Fit-Out

In the hyper-competitive hospitality world, ambiance and efficiency are everything. You can have the best coffee beans and a world-class chef, but if your cafe is cramped, your kitchen is inefficient, and your atmosphere is forgettable, you’re starting on the back foot.

4 Ways to Grow Your Business in a Downturn

Here are four left-field ways in which it might be possible for small businesses to keep growing, despite the economic difficulty.

4 Ways Industrial Equipment Finance Can Help Boost Your Business

Stay ahead of the competition with industrial equipment finance. Discover the benefits and advantages for your business's growth with Geared.

Supply Chain Visibility Solutions

Enhance your supply chain visibility with advanced technology. Gain crucial data to support informed decision-making for your small business.

Is Cash Flow Funding Right for Your Business?

In this blog, we’ll explain what cash flow funding is and discuss why it may be the loan of choice for your business.

Asset Management Technology - How SMBs Use It To Get Ahead -

Asset Management Technology gives SMBs an edge by reducing costs, improving operations and increasing overall efficiencies.

5 Finance Metrics That Can Help Your Small Business Thrive

Monitoring these 5 key finance metrics can lead to better decisions that will ensure business longevity.

3 Financial Habits for 2023 and 3 Bad Ones to Leave in 2022

Geared has put together a guide on managing financial habits for your business in 2023. Read our article to learn our expert advice.

How Can I Prevent a Ransomware Attack on My Company?

Safeguard your company from ransomware attacks. Discover essential tips to prevent and minimise cyber threat impact. Learn more at Geared.

Diving into Budget Updates

Stay informed with the latest budget updates. Dive into key insights and analysis for smarter financial planning in 2023 with Geared experts.

Your Update on the Country’s Largest Infrastructure Projects

The October Federal Budget announcement has revealed which big infrastructure projects are being prioritised throughout the country. Large transport projects create new economic hubs or clusters around small and medium-sized businesses. This stimulates more economic activity both during and following construction. A mega transport project can cost more than

Why Employee Cars Might be Costing You

Do your sales reps or technicians drive their own personal cars for work? This is known as the "Grey Fleet." It seems like the cheap option—you just pay a per-km allowance and don't have to worry about buying cars.

How to Clear Tax Arrears Strategically

It happens. A slow quarter, a lost contract, or a payroll error, and suddenly you have a debt with the Australian Taxation Office (ATO).

New ABN, No Problems": Financing for Startups and New Entities

There is an old banking myth: "If you haven't been in business for 2 years, you can't get a loan.

Buying a Competitor: How to Fund a Business Acquisition

Organic growth is great, but it’s slow. Acquiring a competitor, a supplier, or a complementary business allows you to double your revenue overnight.

The Supply Chain Cash Crunch: Mastering Trade Finance

You’ve landed a massive contract with a national retailer. Congratulations! Now comes the panic. You need to manufacture or import the stock now, but your customer won’t pay you for 90 days.

Rent or Buy: The Commercial Property Dilemma in 2026

It’s the ultimate business dream: owning your own premises. No more rent inspections, no more lease renegotiations, and the freedom to fit out the space exactly how you want.

Cybersecurity & Data Protection: The Hidden Cost of Doing Business

If thieves broke into your warehouse and stole $100,000 of stock, you’d claim insurance and upgrade your locks. But what if a hacker locks your servers and demands a ransom?

The Electric Fleet Transition: Is 2026 the Year You Switch?

For years, the "EV vs. Diesel" debate for commercial fleets was theoretical. The range wasn't there, charging was a nightmare, and viable work utes didn't exist.

Financing the Switch to Commercial Solar & Batteries

If you run a manufacturing plant, a logistics depot, or even a large-format office, you know the pain of opening your electricity bill. While wholesale energy prices have stabilised slightly since the peaks of 2024, network charges and peak demand tariffs in 2026 remain a massive, volatile overhead for Australian businesses.

Serving Up Success: A Guide to Financing Your Next Cafe or Restaurant Fit-Out

In the hyper-competitive hospitality world, ambiance and efficiency are everything. You can have the best coffee beans and a world-class chef, but if your cafe is cramped, your kitchen is inefficient, and your atmosphere is forgettable, you’re starting on the back foot.

Brewing Success with Ottimo Coffee – A 15-Year Journey of Passion and Partnership

Ottimo Coffee stands as a shining example of a business fueled by passion, dedication, and strong partnerships. The 15-year journey is not just a testament to the excellence of their coffee but also to the power of collaboration and choosing the right allies in

Don’t take our word for it! Hear it from our customers.

Stomping Ground Brewing Co.
I have been working with Geared Finance for over 10 years. During this time, they have helped us with our equipment finance needs and have been a pleasure to deal with. The team is responsive, fast, and easy to work with. They go above and beyond, even liaising with suppliers to streamline the process.
Guy Greenstone
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Sodexo
We have been working with Geared Finance for the past 4 years and always found their service attentive and prompt. Geared provides a high level of customer service and works with us to create bespoke solutions that suit our business. They are always professional, supportive, and ready to assist.
Sandra Giannakopoulos
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Fabulous Catering
Geared Finance has supported our business in many ways. From equipment and solar to software and vehicles, they offer solutions across the board. With competitive rates and fast service, they provide advice and experience that help our business grow. We’re proud to be a loyal client of Geared Finance.
Adam Pope
Adam Pope
Fabulous Catering
Adam Pope
Fabulous Catering
Adam Pope
Alphington Grammar School
Geared Asset Finance has financed our school’s IT equipment over the years. As a school, we need flexibility and an understanding of financial cycles, which they provide. Their support and service are reliable, and we’ve always felt confident working with them. We highly recommend them to others.
Manuel Pappos
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Geelong Collision Care
The team at Geared Asset Finance has been phenomenal. They handle our business finances from start to finish and are always available to help. Their long-term support has made a real difference to us. We’ve trusted them for years, and we’re sure we’ll continue to work with them well into the future.
Mark Clarke
Mark Clarke
Geelong Collision Care
Mark Clarke
Geelong Collision Care
Mark Clarke