Organic growth is great, but it’s slow. Acquiring a competitor, a supplier, or a complementary business allows you to double your revenue overnight.
2026 is seeing a surge in "Baby Boomer Exits" as older business owners look to retire. This creates massive opportunities for acquisition. But the big question is: How do you pay for it?
Leveraged Buyouts (LBO)
You don't always need a suitcase full of cash. A smart acquisition strategy involves leveraging the assets of the business you are buying to fund the purchase.
- Asset Refinance: Does the target business own trucks or machinery outright? We can refinance those assets to raise cash for the deposit.
- Debtor Finance: We can lend against their unpaid invoices to generate immediate working capital.
Unsecured "Goodwill" Finance
If you are buying a service business (like an accounting firm or marketing agency) that has few physical assets, we look at Goodwill Finance. Lenders will lend based on the strength of the target's recurring revenue and profitability (EBITDA).
The "Earn-Out" Structure
We can help you structure the deal so you pay 60-70% upfront (financed) and the remaining 30% over 2 years based on performance. This reduces your risk and ensures the seller helps with a smooth transition.
Spot an opportunity in the market? Let us assess the target business and show you how to structure the deal.
