Personal Loans

for whatever you need

If you need funds to buy a car or a boat, renovate your home, go on holiday or you are simply catching up on overdue expenses – visit our partner site Geared Loans – our fast loans are guaranteed to always have the lowest rates we have available for your circumstances.

Vehicle Finance

Access up to $200k to buy a personal car, van, ute or motorbike – new or used.

  • Fast decision and funding possible on the same day

  • Flexible terms and repayment options

  • Low-rate loans for new and used vehicles

  • Fully online – from the comfort of your home

Recreational Vehicle Finance

Purchase a campervan, boat, jet ski, golf cart or any other type of recreational vehicle you can think of.

  • Funding options from 10k to 200k

  • Finance available for new and pre-loved vehicles

  • Terms from 1 to 7 years

  • Quick application process and no monthly fees

Personal Loans

Looking to tidy up your finances, buy that special something, or make some small improvements to your home? A personal loan might be an ideal option to help you finance it.

  • Quick and easy application

  • No impact on your credit score
  • Free expert advice
  • Same-day decision and funding are possible

Debt Consolidation

Combine multiple loans into an easy to manage facility with a single monthly payment

  • One loan and one repayment amount
  • Funding options up to $200k and more
  • Dedicated lending specialist

  • Funding possible in 24 hours

What do our customer say about us?

“I have been working with Geared Finance for over 10 years. During this time they have helped us with our Equipment Finance needs and have been a pleasure to deal with. The Geared team is responsive, fast and so easy to deal with. THEY GO ABOVE AND BEYOND, LIAISING DIRECTLY WITH SUPPLIERS TO MAKE THE PROCESS AS SMOOTH AS POSSIBLE and have great time saving touches like electronic Privacy Act documents. As a fast growing business, it’s great to know that we can get fast approvals and settlements to help us acquire much needed equipment on an ongoing basis. I would have no hesitations in recommending Geared Asset Finance!”.

Guy Greenstone, Stomping Ground Brewing Co.

“We have been working with Geared Finance for the past 4 years and have always found their service to be attentive and prompt at all times. GEARED PROVIDES A HIGH LEVEL OF CUSTOMER SERVICE WORKING WITH US AS A CLIENT TO CREATE A BESPOKE SOLUTION THAT FITS WITH THE OPERATIONAL REQUIREMENTS OF OUR BUSINESS. I have always found Geared Finance to be professional in all their dealings and ready and willing to assist in all scenarios.”

Sandra Giannakopoulos, Sodexo

“Geared Finance has been a great help to our business. From first being introduced to Geared from a hospitality equipment provider, we started dealing with them. GEARED NEVER CEASES TO AMAZE ME TO WHAT THEY CAN PROVIDE SUPPORT WITH, FROM NOT ONLY PLANT AND EQUIPMENT, TO SOLAR, TO SOFTWARE FINANCE AND VEHICLE FINANCE! Very competitive rates of interest, and option to chattel mortgage with balloons. Not only the turnaround time, but the professional service, advice and years of experience, Fabulous Catering is proud to be a loyal client of Geared, and for many years to come!”.

Adam Pope, Fabulous Catering

“Geared Asset Finance has over the years financed the school’s ITC equipment. As a school, we require from companies not just finance but flexibility and an understanding of a school’s financial operations, all of which we receive from Geared Asset Finance. WE HAVE NO HESITATION IN HIGHLY RECOMMENDING GEARED ASSET FINANCE FOR YOUR BUSINESS”.

Manuel Pappos, Alphington Grammar School

“THE TEAM AT GEARED ASSET FINANCE HAVE BEEN NOTHING BUT PHENOMENAL, WHEN IT COMES TO SORTING OUT OUR BUSINESS FINANCES, FROM START TO FINISH THEY ARE ALWAYS THERE TO HELP. They have been handling all our finances for a number of years and I’m sure there will be plenty more years to come. Thank you Geared and the Team”.

Mark Clarke, Geelong Collision Care