Our business believes that it is essential for our customers to be able to identify and deal with a company who has the ability, authority and proper training to hear and respond appropriately to any complaints or disputes. If you have a complaint we want to do our best to address the problem. Please tell us about the problem and we will then investigate the issue and address your questions while working to resolve the situation.



You can lodge complaints by contacting the Complaints Officer by:

  • Telephoning: 1300 828 567
  • Emailing:
  • Writing to: PO Box 613, Collins Street West VIC 8007

or by speaking to any representative of our business who will refer you to the Complaints Officer.

You should explain the details of your complaint as clearly as you can. You may do this verbally or in writing.

When we receive a complaint, we will attempt to resolve it promptly. We hope that in this way we will stop any unnecessary and inappropriate escalation of minor complaints.

We will observe the following principles in handling your complaint:

  1. there is no requirement for face-to-face contact between you and us, although it may be useful for us to come to a satisfactory resolution;
  2. we expect that both parties will make a genuine attempt to resolve a complaint promptly;
  3. we expect that both parties will provide all essential and relevant information, documents, written statements and any other materials that may properly and reasonably be believed to assist in resolving the complaint;
  4. we expect that both parties will comply with all reasonable requests from the other party to provide information within a reasonable time frame.



If we do not reach agreement on your complaint, you may refer the complaint to our External Dispute Resolution (EDR) Scheme. Our External Dispute Resolution provider is the Financial Ombudsman Service phone 1300 78 08 08, website

External Dispute Resolution is a free service established to provide you with an independent mechanism to resolve specific complaints.