Business loans can be time-consuming and complex to obtain. If you wish to obtain a bank loan, for instance, you will have to complete a large amount of paperwork and may be required to submit complex documents, such as a business plan. Additionally, research has revealed that a large percentage of small business loan applications are turned down by banks.

Fortunately, you have more options for financing. At Geared, you can apply online in a few minutes and receive a response within 24 hours, not weeks. We also specialise in unsecured loans, so you may be able to access finance without the need for any collateral.