FAQs

Q: Do I need to provide security or a deposit?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] No upfront deposit or security is required in most cases, and we don’t ask for bonds or personal guarantees from your customers for standard applications. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: Will this affect my relationship with my customers?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] Not at all – in fact, offering a smooth and professional finance option can enhance your brand. Our Australia based dedicated team ensures a seamless customer experience. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: What are the repayment options?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] We offer flexible repayment terms ranging from 1 to 5 years, with competitive interest rates and monthly repayments to suit business cash flow. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: How quickly can finance be approved?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] In many cases, finance can be approved within 24–48 hours, ensuring you or your customers get the equipment installed and operating with minimal delay. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: Can the customer own the equipment at the end of the finance term?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] Yes – ownership is guaranteed at the beginning or end of the contract. There are no balloon payments, deposits, or hidden fees. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: What types of coffee equipment can be financed?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] We finance a wide range of coffee equipment including espresso machines, grinders, brewers, water filtration systems, and even accessories like POS systems or refrigeration units if needed. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: Who is the finance actually with – the roaster or the cafe?

[fusion_builder_container type="flex" hundred_percent="no" equal_height_columns="no" hide_on_mobile="small-visibility,medium-visibility,large-visibility" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" border_style="solid"][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" border_style="solid" border_position="all" spacing="yes" background_repeat="no-repeat" margin_top="0px" margin_bottom="0px" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" hover_type="none" min_height="" link=""][fusion_text] That depends on the arrangement. In many cases, the cafe finances the equipment directly, removing financial burden from the roaster. Alternatively, some roasters prefer to finance the equipment themselves and supply it as part of their wholesale offering. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Q: Do I qualify for a business loan?

Here's what you need to get a business loan: An ABN or ACN Been in business for at least 6 months At least $5,000 in monthly sales GST registration There may be some additional requirements in certain circumstances. These requirements ensure that we are only ever providing loans to people who can pay them back and ensure that we aren't putting anyone in a difficult position.

Q: How much does a business loan cost?

There are no hidden fees or hassles with Geared. Depending on the product you choose and your particular circumstances we will outline a loan schedule that clearly details the repayment plan and the timing of the payments. Easy!

Q: How long does a business loan last for?

There are several factors that can affect the term of a business loan, including the amount of the loan and the lender providing the financing. The term of business loans typically ranges from six months to five years or longer. Some businesses may also be able to renew or extend their business loans at certain points during their terms. Choosing the correct business loan is an important decision for any entrepreneur looking to expand their business. For more information on the different types of financing available, please request a callback , send us an email, or call 1300 550 007.

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* Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

Australian Credit Licence No 501266

Level 4, 420 Collins Street, Melbourne VIC 3000

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Do I need to provide security or a deposit?

Will this affect my relationship with my customers?

What are the repayment options?

How quickly can finance be approved?

Can the customer own the equipment at the end of the finance term?

What types of coffee equipment can be financed?

Who is the finance actually with – the roaster or the cafe?

Do I qualify for a business loan?

How much does a business loan cost?

How long does a business loan last for?

Have questions?

We have solutions.

1300 828 567

Sign up to receive helpful information sent to your inbox.

Sign up to receive helpful information sent to your inbox.

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* Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

Australian Credit Licence No 501266

Level 4, 420 Collins Street, Melbourne VIC 3000

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